Last night we were under a tornado watch here in South Florida. Having moved to Florida from NJ last summer, I have never had to prepare for a possible tornado before. The watch turned into a warning several times during the night, forcing my kids, two dogs, and four cats and I to cram under the stairs in the laundry room. A small tornado did touch down about 20 minutes from us, but luckily no one was hurt and there was minimal damage.
I was shocked to hear today that most of my neighbors had slept through
the whole thing. The people I spoke with did not prepare or take any precautions, even
though they knew a tornado was a possibility. Had that tornado been larger and hit our neighborhood, they would have been caught off guard.
I see this kind of lack of preparation from the divorcing women I coach often.
Although the warning signs are there, they do not adequately prepare for a divorce.
It is only after they discover that their husband is hiding assets or lying about how much income he earns, do they realize they made a mistake by not making copies of all of the financial records while they had the chance.
Do not be caught in the storm of divorce. You must prepare. Many people say
they did not see the divorce coming, but usually there are tell tale signs. Trust your intuition.
You need to be able to protect yourself and your children financially in the event of a divorce.
Make copies now, before it is too late. Here is what you need to gather:
Make copies of your spouse’s pay stubs for the past eight weeks.
Make copies of your joint tax returns for the past five years.
Copy all bank statements and documentation of stock accounts, IRAs, and pension plans.
Make copies of all of your monthly bills over the past three months. These should include mortgage statements, rent payments, utility bills, car payments, insurance premiums, children’s expenses, medical expenses, and credit card statements.
Copy deeds to any properties owned jointly or in your spouse’s name.
Copy documents relating to any investments. These should include stocks, bonds, real estate, and any corporations or businesses owned in any part by you and your spouse.
Make a list of all collectibles, jewelry and other valuables. Photograph or videotape these items. Also list all furnishings and take pictures of these as well.